Terms of Use

This is a summary of our terms, conditions and privacy policies. For our complete terms of use, please read below and visit our Privacy Policy.

Your privacy is important to us and we want to protect it. We will not share your personal information with anyone other than as described in our Privacy Policy. Please see our Privacy Policy for details.

When providing us with your personal information, you agree to be contacted at the email address, phone number(s) and/or mailing address provided. If you have any questions about these terms, or if you have provided your personal information and no longer want to be contacted by us, please write to us by email at .

To read the complete AHInsuranceServices.com Terms of Use please see below.

ACCEPTANCE OF TERMS OF USE By using this site (the "Site"), you ("you" or the "End User") agree to the terms of use that we ("AHInsuranceServices.com") have provided. If you do not wish to agree to the outlined terms of use (the "Terms of Use"), please refrain from using the Site. AHInsuranceServices.com reserves the right to make changes to our Terms of Use and/or our Privacy Policy (which is incorporated herein by reference) as we deem necessary without prior notification to you. We suggest to you, therefore, that you re-read this important notice containing our Terms of Use and Privacy Policy from time to time in order that you stay informed as to any such changes.

TERMS OF USE

1. Definitions. "AHInsuranceServices.com" provides an interactive online service operated on the World Wide Web of the Internet (the "Web"), consisting of information services, content and transaction capabilities provided by AHInsuranceServices.com and other third parties.
2. General. This Agreement sets forth the terms of use that apply to the use of this Site by the End User. By using this Site (other than to read this Agreement for the first time), End User agrees to comply with all of the terms of use hereof. The right to use this Site is personal to End-User and is not transferable to any other person or entity. End User shall be responsible for protecting the confidentiality of End User's password(s), if any. End User acknowledges that, although the Internet is often a secure environment, sometimes there are interruptions in service or events that are beyond the control of AHInsuranceServices.com, and AHInsuranceServices.com shall not be responsible for any data lost while transmitting information on the Internet. While it is AHInsuranceServices.com's objective to make the Site accessible 24 hours per day, 7 days per week, the Site may be unavailable from time to time for any reason including, without limitation, routine maintenance. You understand and acknowledge that due to circumstances both within and outside of the control of AHInsuranceServices.com, access to the Site may be interrupted, suspended or terminated from time to time. AHInsuranceServices.com shall have the right at any time to change or discontinue any aspect or feature of AHInsuranceServices.com, including, but not limited to, content, hours of availability and equipment needed for access or use. Further, AHInsuranceServices.com may discontinue disseminating any portion of information or category of information, may change or eliminate any transmission method and may change transmission speeds or other signal characteristics.
3. Modified Terms. AHInsuranceServices.com reserves the right at all times to discontinue or modify any of our Terms of Use and/or our Privacy Policy as we deem necessary without prior notification to you. Such changes may include, among other things, the adding of parties listed under our Privacy Policy. We suggest to you, therefore, that you re-read this important notice containing our Terms of Use and Privacy Policy from time to time in order that you stay informed as to any such changes. If we make changes to our Terms of Use and Privacy Policy and you continue to use our Site, you are impliedly agreeing to the Terms of Use and Privacy Policy expressed herein. Any such deletions or modifications shall be effective immediately upon AHInsuranceServices.com's posting thereof. Any use of AHInsuranceServices.com by End User after such notice shall be deemed to constitute acceptance by End User of such modifications.
4. Equipment. End User shall be responsible for obtaining and maintaining all telephone, computer hardware and other equipment needed for access to and use of this Site and all charges related thereto. AHInsuranceServices.com shall not be liable for any damages to the End User's equipment resulting from the use of this Site.
5. End User Conduct. This Site is private property and all interactions on this Site must comply with these Terms of Use. Although we welcome and encourage user interaction on our Site, we do insist and require that all End Users restrict any and all activity in connection with the use of this Site to that which involves lawful purposes only. End User shall not post or transmit through this Site any material which violates or infringes in any way upon the rights of others, or any material which is unlawful, threatening, abusive, defamatory, invasive of privacy or publicity rights, vulgar, obscene, profane or otherwise objectionable, which encourages conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any law, or which, without AHInsuranceServices.com's express prior, written approval, contains advertising or any solicitation with respect to products or services. Any conduct by an End User that in AHInsuranceServices.com's exclusive discretion restricts or inhibits any other End User from using or enjoying this Site is strictly prohibited. End User shall not use this Site to advertise or perform any commercial, religious, political or non-commercial solicitation, including, but not limited to, the solicitation of users of this Site to become users of other on- or offline services directly or indirectly competitive or potentially competitive with AHInsuranceServices.com. The foregoing provisions of this Section 5 apply equally to and are for the benefit of AHInsuranceServices.com, its subsidiaries and its third party content providers and licensors, and each shall have the right to assert and enforce such provisions directly or on its own behalf.
6. Copyright and Trademarks. Everything located on or in this Site is the exclusive property of AHInsuranceServices.com or used with express permission of the copyright and/or trademark owner. Any copying, distributing, transmitting, posting, linking, deep linking, or otherwise modifying of this site without the express written permission of AHInsuranceServices.com is strictly prohibited. Any violation of this policy may result in a copyright, trademark or other intellectual property right infringement that may subject End User to civil and / or criminal penalties. This Site contains copyrighted material, trademarks and other proprietary information, including, but not limited to, text, software, photos, video, graphics, music, sound, and the entire contents of AHInsuranceServices.com protected by copyright as a collective work under the United States copyright laws. AHInsuranceServices.com owns a copyright in the selection, coordination, arrangement and enhancement of such content, as well as in the content original to it. End User may not modify, publish, transmit, participate in the transfer or sale, create derivative works, or in any way exploit, any of the content, in whole or in part. End User may download / print / save copyrighted material for End User's personal use only. Except as otherwise expressly stated under copyright law, no copying, redistribution, retransmission, publication or commercial exploitation of downloaded material without the express permission of AHInsuranceServices.com and the copyright owner is permitted. If copying, redistribution or publication of copyrighted material is permitted, no changes in or deletion of author attribution, trademark legend or copyright notice shall be made. End User acknowledges that he/she/it does not acquire any ownership rights by downloading copyrighted material. Trademarks that are located within or on the Site or a Web site otherwise owned or operated in conjunction with AHInsuranceServices.com shall not be deemed to be in the public domain but rather the exclusive property of AHInsuranceServices.com, unless such site is under license from the Trademark owner thereof in which case such license is for the exclusive benefit and use of AHInsuranceServices.com, unless otherwise stated. End User shall not upload, post or otherwise make available on this Site any material protected by copyright, trademark or other proprietary right without the express permission of the owner of the copyright, trademark or other proprietary right. AHInsuranceServices.com does not have any express burden or responsibility to provide End User with indications, markings or anything else that may aid End User in determining whether the material in question is copyrighted or trademarked. End User shall be solely liable for any damage resulting from any infringement of copyrights, trademarks, proprietary rights or any other harm resulting from such a submission. By submitting material to any public area of this Site, End User warrants that the owner of such material has expressly granted AHInsuranceServices.com the royalty-free, perpetual, irrevocable, non-exclusive right and license to use, reproduce, modify, adapt, publish, translate and distribute such material (in whole or in part) worldwide and/or to incorporate it in other works in any form, media or technology now known or hereafter developed for the full term of any copyright that may exist in such material. End User also permits any other End User to access, view, store or reproduce the material for that End User's personal use. End User hereby grants AHInsuranceServices.com the right to edit, copy, publish and distribute any material made available on this Site by End User. The foregoing provisions of Section 6 apply equally to and are for the benefit of AHInsuranceServices.com, its subsidiaries and its third party content providers and licensors and each shall have the right to assert and enforce such provisions directly or on its own behalf.
7. Disclaimer of Warranty; Limitation of Liability. END USER EXPRESSLY AGREES THAT USE OF THIS SITE IS AT END USER'S SOLE RISK. NEITHER AHINSURANCESERVICES.COM NOR ANY OF ITS EMPLOYEES, AGENTS, THIRD PARTY CONTENT PROVIDERS OR LICENSORS WARRANT THAT USE OF THE SITE WILL BE UNINTERRUPTED OR ERROR FREE. THIS SITE IS MADE ACCESSIBLE ON AN "AS IS" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, OTHER THAN THOSE WARRANTIES WHICH ARE IMPLIED BY AND INCAPABLE OF EXCLUSION, RESTRICTION OR MODIFICATION UNDER THE LAWS APPLICABLE TO THIS AGREEMENT. THIS DISCLAIMER OF LIABILITY APPLIES TO ANY DAMAGES OR INJURY CAUSED BY ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, COMMUNICATION LINE FAILURE, THEFT OR DESTRUCTION OR UNAUTHORIZED ACCESS TO, ALTERATION OF, OR USE OF RECORD, WHETHER FOR BREACH OF CONTRACT, TORTIOUS BEHAVIOR, NEGLIGENCE, OR UNDER ANY OTHER CAUSE OF ACTION. END USER SPECIFICALLY ACKNOWLEDGES THAT AHINSURANCESERVICES.COM IS NOT LIABLE FOR THE DEFAMATORY, OFFENSIVE OR ILLEGAL CONDUCT OF OTHER USERS OR THIRD-PARTIES AND THAT THE RISK OF INJURY FROM THE FOREGOING RESTS ENTIRELY WITH END USER. IN NO EVENT SHALL AHINSURANCESERVICES.COM, OR ANY PERSON OR ENTITY INVOLVED IN CREATING, PRODUCING OR DISTRIBUTING THIS SITE OR THE CONTENTS HEREOF, INCLUDING ANY SOFTWARE, BE LIABLE FOR ANY DAMAGES, INCLUDING, WITHOUT LIMITATION, DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES ARISING OUT OF THE USE OF OR INABILITY TO USE THIS SITE. END USER HEREBY ACKNOWLEDGES THAT THE PROVISIONS OF THIS SECTION SHALL APPLY TO ALL CONTENT ON THIS SITE. IN ADDITION TO THE TERMS SET FORTH ABOVE, NEITHER AHINSURANCESERVICES.COM, NOR ITS INFORMATION PROVIDERS OR CONTENT PARTNERS SHALL BE LIABLE REGARDLESS OF THE CAUSE OR DURATION, FOR ANY ERRORS, INACCURACIES, OMISSIONS, OR OTHER DEFECTS IN, OR UNTIMELINESS OR UNAUTHENTICITY OF, THE INFORMATION CONTAINED WITHIN THIS SITE, OR FOR ANY DELAY OR INTERRUPTION IN THE TRANSMISSION THEREOF TO THE END USER, OR FOR ANY CLAIMS OR LOSSES ARISING THEREFROM OR OCCASIONED THEREBY. NONE OF THE FOREGOING PARTIES SHALL BE LIABLE FOR ANY THIRD-PARTY CLAIMS OR LOSSES OF ANY NATURE, INCLUDING WITHOUT LIMITATION LOST PROFITS, PUNITIVE OR CONSEQUENTIAL DAMAGES. AHINSURANCESERVICES.COM IS NOT RESPONSIBLE FOR ANY CONTENT THAT A USER, SUBSCRIBER, OR AN UNAUTHORIZED USER MAY POST ON THIS SITE. ANY CONTENT THAT IS POSTED OR UPLOADED THAT IS OR MAY BE DEEMED UNSUITABLE CAN AND MAY BE TAKEN DOWN BY AHINSURANCESERVICES.COM. MOREOVER, AHINSURANCESERVICES.COM RESERVES THE RIGHT TO EDIT, CHANGE, ALTER, DELETE AND PROHIBIT ANY AND ALL CONTENT THAT IT, AHINSURANCESERVICES.COM, DEEMS UNSUITABLE.
8. Monitoring. AHInsuranceServices.com shall have the right, but not the obligation, to monitor the content of the Site at all times, including any chat rooms and forums that may hereinafter be included as part of the Site, to determine compliance with this Agreement and any operating rules established by AHInsuranceServices.com, as well as to satisfy any applicable law, regulation or authorized government request. Without limiting the foregoing, AHInsuranceServices.com shall have the right to remove any material that AHInsuranceServices.com, in its sole discretion, finds to be in violation of the provisions hereof or otherwise objectionable.
9. Privacy. End User acknowledges that all discussion for ratings, comments, bulletin board service, chat rooms and/or other message or communication facilities (collectively "Communities") are public and not private communications, and that, therefore, others may read End User's communications without End User's knowledge. AHInsuranceServices.com does not control or endorse the content, messages or information found in any Community, and, therefore, AHInsuranceServices.com specifically disclaims any liability concerning the Communities and any actions resulting from End Users participation in any Community, including any objectionable content. Generally, any communication which End User posts to AHInsuranceServices.com (whether in chat rooms, discussion groups, message boards or otherwise) is considered to be non-confidential. If particular web pages permit the submission of communications that will be treated by AHInsuranceServices.com as confidential, that fact will be stated on those pages. By posting comments, messages or other information on the Site, End User grants AHInsuranceServices.com the right to use such comments, messages or information for promotions, advertising, market research or any other lawful purpose. For more information see AHInsuranceServices.com's Privacy Policy.
10. License Grant. By posting communications on or through this Site, End User shall be deemed to have granted to AHInsuranceServices.com a royalty-free, perpetual, irrevocable, non-exclusive license to use, reproduce, modify, publish, edit, translate, distribute, perform, and display the communication alone or as part of other works in any form, media, or technology whether now known or hereafter developed, and to sublicense such rights through multiple tiers of sublicensees.
11. Indemnification. End User agrees to defend, indemnify and hold harmless AHInsuranceServices.com, its directors, officers, employees and agents from and against all claims and expenses, including attorneys' fees, arising out of the use of this Site by End User.
12. Termination. AHInsuranceServices.com may terminate this Agreement at any time. Without limiting the foregoing, AHInsuranceServices.com shall have the right to immediately read terminate any passwords or accounts of End User created directly on this Site or a Web site otherwise owned or operated in conjunction with AHInsuranceServices.com in the event of any conduct by End User which AHInsuranceServices.com, in its sole discretion, considers to be unacceptable, or in the event of any breach by End User of this Agreement. The provisions of Sections 3, 5, 6, 7, 10, 11, 12 will survive termination of this Agreement.
13. Trademarks. All rights in respect of the AHInsuranceServices.com trademark (not yet registered) are hereby expressly reserved. Unless otherwise indicated, all other trademarks appearing on AHInsuranceServices.com are the property of their respective owners.
14. Third Party Content. AHInsuranceServices.com, similar to an Internet Service Provider, is a distributor of content supplied by third parties and End Users. Accordingly, AHInsuranceServices.com has no more editorial control over such content than does a public library, bookstore or newsstand. Any opinions, advice, statements, services, offers, or other information or content expressed or made available by third parties, including information providers, or any other End Users are those of the respective author(s) or distributors) and not of AHInsuranceServices.com. Neither AHInsuranceServices.com nor any third-party provider of information guarantees the accuracy, completeness, or usefulness of any content, nor its merchantability or fitness for any particular purpose. (Refer to Section 6 above for the complete provisions governing limitation of liabilities and disclaimers of warranty.) The content available through this Site may represent the opinions and judgments of the respective information provider, End User, or other user not under contract with AHInsuranceServices.com. AHInsuranceServices.com neither endorses nor is responsible for the accuracy or reliability of any opinion, advice, or statement made on AHInsuranceServices.com by anyone other than authorized AHInsuranceServices.com employee spokespersons while acting in official capacities. Under no circumstances will AHInsuranceServices.com be liable for any loss or damage caused by an End User's reliance on information obtained through AHInsuranceServices.com. It is the responsibility of End User to evaluate the accuracy, completeness, or usefulness of any information, opinion, advice, etc., or other content available through AHInsuranceServices.com. AHInsuranceServices.com contains links to third party Web sites maintained by other content providers. These links are provided solely as a convenience to you and not as an endorsement by AHInsuranceServices.com of the contents on such third-party sites and AHInsuranceServices.com hereby expressly disclaims any representations regarding the content or accuracy of materials on such third-party Web sites. If End User decides to access linked third-party Web sites, End User does so at its own risk. Unless you have received approval from AHInsuranceServices.com expressly permitting you to do so, you may not provide a hyperlink to the Site from any other website. AHInsuranceServices.com reserves the right to revoke its consent to any link at any time in its sole discretion.
15. Miscellaneous. This Agreement and any operating rules for AHInsuranceServices.com established by AHInsuranceServices.com constitute the entire agreement of the parties with respect to the subject matter hereof. No waiver by either party of any breach or default hereunder is a waiver of any preceding or subsequent breach or default. The section headings used herein are for convenience only and shall be of no legal force or effect. If any provision of this Agreement is held invalid by a court of competent jurisdiction, such invalidity shall not affect the enforceability of any other provisions contained in this Agreement and the remaining portions of this Agreement shall continue in full force and effect. The failure of either party to exercise any of its rights under this Agreement shall not be deemed a waiver or forfeiture of such rights or any other rights provided hereunder. AHInsuranceServices.com's headquarters are in Florida. Legal issues arising out of, but not exclusive to the use of, this Site (unless otherwise specifically stated) are governed by and in accordance with the laws of the State of Florida (exclusive of its rules regarding conflicts of laws). By using this Site, End User agrees that any dispute or claim arising out of or in connection with this Agreement or the performance, breach or termination thereof, or the Site, shall be finally settled by arbitration in the State of Florida under the rules of arbitration of the American Arbitration Association.